Log in seconds
Add an expense or income with a category, note, date, account and image. Fast enough to do it at the counter.
Features
Everything you need to run your money.
Tarsi started as a way to log an expense in seconds. It grew into a full picture of your money, covering accounts, budgets, goals, debts and forecasts, without ever asking you to make an account.
See it clearly
Your whole financial picture, on one screen.
Cash, bank accounts, e-wallets, credit cards and investments, tracked together rather than scattered across apps.
Every account together
Cash, banks, e-wallets, credit cards and investments, with balances that stay in sync as you go.
Net worth at a glance
One screen for what you own and what you owe, with clean breakdowns of where the money actually went.
Stocks and crypto
Investment accounts for US stocks and crypto, priced with live market data so your portfolio stays current on its own.
Talk to Tarsi
Just say it. Tarsi handles the rest.
Type it or speak it. “Starbucks 250”, “Salary 30k”, “Paid credit card 5k last week”. It understands and records it.
Natural language logging
Write the way you would tell a friend. Tarsi works out the amount, category, account and date.
Or use your voice
Say the transaction out loud and it lands in the right place, with the right tags.
Works offline
The chat runs on your device. No connection needed, and your finances never have to leave the phone.
Scan receipts
OCR pulls the details off a receipt, and you can attach images so transactions are documented, not just recorded.
Plan ahead
Know if you can afford it, before you spend.
Recurring bills, installments and subscriptions sit on one timeline next to the income you are expecting.
Cashflow forecast
See upcoming payments and expected income together, so a big week never catches you out.
Recurring and subscriptions
Bills, subscriptions and installment plans tracked automatically, with reminders before they land.
Savings goals
Set a goal, watch it fill, and see what it costs you per month to actually get there.
Budgets that hold up
Categories and subcategories with visual progress, so you notice an overspend while you can still act on it.
Investments
Stocks and crypto, priced for you.
Add what you hold and Tarsi keeps it current with live market data, converted to your currency, with the exchange-rate moves included.
US stocks and crypto
Add holdings and Tarsi prices them with live market data, so the value moves without you touching it.
One portfolio view
Total value, a 30-day change and the split across every holding you own.
Stocks and crypto side by side
See what share of your portfolio sits in each, not just the headline number.
Counted in your net worth
Investments sit alongside cash, banks and debts, so the whole picture is one number.
Nothing forgotten
Debts, loans and the money people owe you.
Both directions tracked, with payments logged against the right balance.
Debt tracking
Balances, payments and payoff progress for loans and credit, all in one view.
Receivables
Keep track of what you lent out and who still owes you, so it does not quietly disappear.
Bill splits and shared groups
Split a bill with friends or share accounts with family, with everyone’s records staying balanced.
Bank templates
Ready-made templates for Philippine banks and e-wallets, so you can add your accounts in a few taps.
Grow, don’t just track
Feedback every time you log something.
Tarsi tells you how a decision affects your finances, then learns your patterns and nudges you from there.
Insights that get sharper
The more you log, the more specific the tips get about where you are drifting, and what to do about it.
Quick notes
Jot upcoming expenses and reminders without turning them into transactions yet.
Daily summary
A short read on how your money moved today, so you never have to dig through history.
Light and dark
Comfortable at 6am or midnight, and it follows whatever your phone is set to.
Yours, privately
No account. No tracking. No cloud, unless you want it.
Tarsi runs locally on your device by default. Tarsi Cloud is an optional subscription that adds sync, the web app and AI features. It is never required.
Private by default
No sign-up required, no analytics on your finances, nothing sent anywhere you did not ask for.
Daily on-device backups
Tarsi saves a backup to your device every day, so a bad tap is never the end of your records.
Export anytime
Everything out as CSV or JSON whenever you like, plus income and expense statements for any period.
Multiple profiles
Separate profiles for personal, family or business, each with its own accounts and budgets.
Keep the run going
Badges for showing up.
Log something every day and the streak builds. Miss one and you start again, which turns out to be exactly the nudge most people need.
Make it yours
Customize Tarsi however you like.
Jackets, barongs, ternos, hats and glasses, plus scenic backgrounds from Banaue to Palawan. Some are off the rack, some unlocked by streaks you have actually earned.
Start tracking today.
Free to start, with no account needed. Tarsi Cloud is there when you want your budget on every device.